verified_user Regulated Financial Institution

Compliance & Foreign Exchange

Institutional-grade infrastructure meeting global compliance standards. Real-time liquidity and professional ledger transparency for cross-border settlements.

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Live Market Rates

Real-time Updates
CA
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KE
CAD / KES
102.45
trending_up +0.12%
CA
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CN
CAD / CNY
5.32
trending_down -0.05%
CA
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IN
CAD / INR
61.18
horizontal_rule 0.00%
CA
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PH
CAD / PHP
41.87
trending_up +0.21%

MSB Registration

PAIVA is a registered Money Services Business (MSB) with FINTRAC, ensuring full compliance with Canadian AML and CTF regulations.

Registration No. M21948301
Status Active
Authority FINTRAC

Governance Model

Our compliance framework operates under a tiered auditing system, providing automated reporting for large-value transactions and strict KYC/KYB protocols.

Regulatory Framework

KYC v2.4 AML Policy
policy

Anti-Money Laundering (AML)

Strict monitoring of all cross-border flows to prevent illicit activity. All transactions exceeding CAD 10,000 are automatically flagged for enhanced due diligence.

security

Data Sovereignty

Encrypted vault systems for client identification data. No information is shared with third-party providers without explicit legal mandates.

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Asset Segregation

Customer funds are maintained in segregated trust accounts at Tier-1 Canadian financial institutions, distinct from corporate operational capital.

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Audit Transparency

Quarterly independent audits performed by certified regulatory specialists to ensure continued adherence to FINTRAC requirements.

Securing $4B+ in Global Flows

PAIVA leverages military-grade encryption and multi-signature authorization for all institutional FX settlements.